These Are Our Most Frequently Asked Questions

What is a credit rating?

A credit rating is a numerical score that represents how trustworthy your reputation is as a borrower. The higher your rating, the more credit-worthy you are.

How do RBA rate changes affect me?

The RBA’s cash rate has a strong influence over the interest rates that banks and financial institutions charge you for loans and credit cards. When there is a rate rise or cut, your bank’s variable lending rate will genuinely follow in line with it.